I am in my forties and want to retire before AI takes over my job—here is how I am planning for it.

The various predictions regarding how AI will impact the job market are indeed enough to cause anxiety. Some estimates suggest that within the next two to three years, AI will reshape over half of the existing jobs and has the potential to eliminate up to 15% of current jobs by 2030. As a freelance writer—a profession highly susceptible to being replaced by AI—I am already aware of the prospects for my industry. Therefore, I aim to prepare financially as early as possible, allowing me the option to retire early if necessary (both my wife and I are currently in our forties). Below is the three-part strategy I have devised to "insure my finances before the arrival of AI." To reduce

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