If you deny index investment, it's a time when PV and number of views will increase

This is my first column update in a while.

I've almost established my own investment style, and now I just need to do it casually.

A lot of people say, “I can't stand a decrease in assets if a crash actually occurs,” but I don't think there's anything that bothered me.

It would be better if stock prices fell during the asset formation period.

People say, “You'll get impatient even if you know that in your head,” but I don't think that's going to work, so I think “I want to experience a crash as soon as possible.”

By the way, recently content such as “it's not good to invest only in Orkan” or “I don't know who invests in indices” has come to be noticed.

I'm not interested, and the content is decided to be flimsy anyway, so I'm not watching it, but well, I guess I can get PVs and number of views.

The type of person like me who has no anxiety about “continuing index investment steadily to the extent possible and rebalancing once every few years” only needs to think “crap” for such ?$#@$ content for the purpose of earning PV views, but being able to get PV views means that there are a certain number of people who “take advantage of anxiety and play back.”

I think that “anxiety” “may be lost,” and I also think “opportunities may be lost even though they can make more money.”

In Buffett's words, “I want to get rich fast.”

I want them to return to their original investment goalsBut “preparing the required amount when necessary” comes first, and “investment” is one way to do that, right?

A well-diversified index investment is an investment that believes “it goes up and down, but it rises steadily over the long term.”

andThe common people can only raise money by steadily accumulating money.

There is an expression “making time on your side”“Only time is on our side”It also means that.

Furthermore, even if it takes time, the common people can only prepare coins of about tens of millions of yen.

If you do your best to save money and invest 30,000 yen a month, it's 360,000 yen per year.

Even if it continues for 30 years, the principal amount will only be a little over 10 million yen.

Not even 60% of the NISA slot will be filled.

And if the yield was 5%, the assets would be 24 million yen.

Even if it's for retirement funds, it's unreasonable considering inflation, isn't it?

But the common people can only do that, and there's nothing more they can do.

Therefore, it is necessary to think “then what to do” on the premise that “only 24 million yen of assets can be formed over 30 years.”

It is dangerous if we go in the direction of “increasing yields” here.

It's really not good to apply leverage, buy Indian stock indices, or do individual stocks.

A “core satellite strategy” is something that the rich or institutional investors do.

You can stop saying it in parentheses and say “play frame” or “hobby frame.”

If the purpose of the investment is a “hobby,” it doesn't matter what you do,The common people, who have to build assets with care, even if only modestly, cannot afford to lose big.

So, let's just keep doing what we need to do without being misled by PV or ?$#@$ content for the number of views.

We common people cannot “get rich fast,” nor can we “get rich slowly.”

“Taking time to form small assets” is the key point.

If you increase your deposit power, you can only “save 30,000 yen a month to 50,000 yen” or something like that.

But it would be nice if the goal of “preparing the necessary amount when needed” could be achieved.

I don't know what others think.

it's my own life.

As an ordinary person, let's walk through our own lives with confidence, and with an investment policy we believe in.