My Family Savings Story 76

~My Daughter Wants an I-PHONE volume~

The eldest daughter is now in her third year of middle school. It's been a few years since I bought an Android smartphone when I was in the 6th year of elementary school. My daughter was struggling with the lack of smartphone specs.

Daughter “Oton, Oton”

I said “what?”

Daughter: “Me. I want an i-Phone”

I said “huh?”

Daughter: “Lend me the money for the I-PHONE. I'll work part-time when I become a high school student. I'll return it with that~”

I'm “...”

I “... rejected”

Daughter “Why! I'm going to give it back!!”

I said, “Idiot! Can I trust a child who hasn't made any money yet and lend money!”

I said, “I don't know if my school teacher will allow me to work part-time, and I don't know if I can continue to earn money from part-time work!!”

daughter (huh!!)

Daughter “... that's enough”

Me (dangerous! (It's so messy)

-In a few days-

I was like, “Speaking of which, why do you want an i-Phone? I didn't want to hear the reason”

Daughter: “You bought me an i-Pad before. I drew illustrations on the i-Pad and posted them on SNS, but the image quality of the illustrations gets rough on old androids.”

Daughter: “I want to be able to make money with my own illustrations someday. After all, I-PHONE isn't good for that.”

I said, “I see. There was a reason for that.”

Me (are you showing your manly spirit here)

I said, “Yosha! I bought an i-Phone!!”

Daughter “Huh! Thanks!!”

I said, “However! I don't lend or borrow money”

Daughter “yes”

I said, “Basically, I don't buy anything until I borrow money. Borrowing money, debt is just borrowing future money in advance”

Daughter “An advance loan for future money?”

I said, “Hey. Borrow money, don't you know. Borrowing money by relying on future money”

Me: “In some cases, it may be convenient. Basically, it's better not to do it”

Me: “No one can predict the future. There are times when it becomes difficult to make money and it becomes difficult to return money, and there are times when you can't return it at all.”

I said, “I also wanted a cool house, and I borrowed money to build a house, but it was inconvenient while I was lending back the money. Work the whole time and keep on returning it, that's because it's not good.”

Daughter: “I see. Hey, I understand”

Daughter “But, huh? Should I buy an I-PHONE? It's really expensive, isn't it?”

I said, “It's not even 300,000 yen, is it? If it's for my older sister's dream, cheap cheap!!”

I said, “This year, the amount of money invested due to stock appreciation and depreciation of yen has increased. i-Phones are cheap!!”

Daughter “Ooh! That's cool!!”

Daughter “Thank you, Oton”

I said, “Eh! “Yeah!”

Me (hoho, the i-Phone price went up due to the depreciation of the yen ~, it was a huge expense ~)

※I'm using a cheap Android smartphone. It's also 1 yen at the campaign price. The I-PHONE 15 is also about 100,000 yen. That difference is 100,000 times σ ('∀`;)

My family's savings are still going on