English
Back
Download
Log in to access Online Inquiry
Back to the Top

avatar
リートん投資家 Male ID: 182811983
ナマケモノのような暮らしがしたい投資家🦥働き方、人生の減速【ダウンシフト】まで残り133日
Follow
    This year, the life plan was.
    Changed significantly. In fact, it was changed twice.
    At the beginning of the year, in the next three years, focusing on High Dividend List.
    In order to create a 【Personal Pension】,
    Switched from index investing to High Dividend investing.
    In February, adopted a work style leaning towards black.
    I have lost my motivation and decided to resign.
    I plan to take a more relaxed, easygoing approach to work.
    I intend to downshift.
    The income that will decrease is,
    Activate the unfinished [personal pension],
    and plan to partially compensate for it.
    The truth is that there should be a bit more Assets.
    A life plan with a bit more flexibility.
    It was planned, but
    my heart was already at its limit.
    Before becoming severely mentally ill
    Before becoming unable to recover.
    ※せっかく積み上げた資産を少し取り崩す事になるだろうが、心と命に投資すると思えば、割安な投資と言えるだろう。
    Translated
    Attempted to change the life plan.
    2
    Action is important, reflection is important, and habits are important.
    There is one more important thing.
    Rest, a time for recuperation.
    When humans get tired,
    Thinking ability declines,
    it disrupts mental balance,
    and immunity also decreases,
    when tired or when motivation drops.
    Let's have the courage to take a break.
    Translated
    [The Importance of Rest]
    [FIRE] Fire
    Financial Independence means the ability to Retire Early. This lifestyle is mainly securing living expenses through Asset Management to retire from work early. There are various conditions such as Fat FIRE, Lean FIRE, Side FIRE, Coast FIRE, etc.
    [DOWN SHIFT] Downshift
    It is important to slow down the pace of life and switch to a more relaxed lifestyle. Even if income decreases, leaving a stressful job is beneficial. A simpler and happier life can be achieved. This is a saying likened to downshifting the gear of an Autos and reducing speed.
    Quoted from text AI.
    Previously, there was a goal to achieve FIRE. Even for Side FIRE, the path to the target Assets amount was challenging. Additionally, it felt emotionally difficult to deplete Assets at a fixed rate.
    Next, I thought that using Dividends would be easier emotionally, so I aimed to create a self-pension by partially covering living expenses with Dividends from the High Dividend List, targeting a period of 3 to 5 years.
    The production period for "creating my own pension" over the next 3 to 5 years has become quite tough. A workplace that leans towards black, maximum stress,...
    Translated
    [FIRE] and [DOWN SHIFT]
    Every month 0.3 million yen...
    This is about my salary.
    I am sacrificing my life for 0.3 million yen each month.
    There is no time for such things.
    I am a long-term investor who buys and holds.
    Holding onto a black company is pointless.
    [Completely meaningless]
    Cut losses sharply!!
    Clear loss deduction!!
    People who are working wonderfully
    This Post probably won't resonate.
    If there are considerable Assets,
    If exhausted from the daily way of working,
    If life is being drained away,
    I want to say it loudly.
    Life is not a stage where one sacrifices their life!
    ※Tomorrow, with work on hold,
    Unable to sleep due to a migraine,
    I was a black warrior (T_T)
    Translated
    It's not a stage to sacrifice life.
    1
    Investment is a "War of Attrition."
    One must not engage in a "War of Wear and Tear."
    Investors should think long-term.
    When trying to increase Assets while protecting them,
    one must engage in a prolonged struggle.
    Investors, in the short term,
    neglecting the protection of their Assets while trying to increase them.
    It tends to become a war of attrition.
    If investment funds are depleted and reach zero,
    it is death as an investor.
    If living funds are exhausted and reach zero,
    Embrace death as a member of society.
    That is something to avoid.
    Life is a war of attrition.
    One must not engage in a war of exhaustion.
    In order to pursue happiness and success in life over the long term, it must inevitably be a long battle.
    If aiming for happiness and success,
    [It has to be a prolonged battle].
    Living life in the short term.
    When aiming for happiness and success,
    it tends to become a [war of attrition].
    If trust is exhausted and reaches zero,
    one faces [death] as a working member of society.
    If health is exhausted and reaches zero,
    one will face true "death" as a human.
    This must be absolutely avoided.
    Translated
    "War of Attrition" and "War of Wear and Tear".
    The words my boss said yesterday.
    "You're trading stocks, right?"
    "NISA and other topics are also in discussion."
    What do you think? Is it profitable?
    Where did it get exposed? Where did it leak?
    Some people are aware of the investments.
    but...
    "Well, that's true. It's not a very pleasant topic, is it?"
    "Since my old injury is acting up, could you please stop?"
    That was quite a remarkable performance.
    Unfortunately, we are making a good profit.
    Translated
    "You're trading stocks, right?"
    My workplace is not black, but
    it's a gray area leaning towards black.
    Even if it's a gray area leaning towards black,
    The future is completely dark and nothing can be seen.
    I'm already at my limit...
    That's why!!
    I, as a real estate investment trust investor, will change jobs.
    I will resign from my current job at the end of June.
    It's not just a job change,
    I will downshift my work style.
    I will downshift from a full-time employee to non-regular employment.
    Income will of course decrease, but
    The shortfall in living expenses is,
    income from side jobs or
    is expected to be made up from Dividends.
    If it is the same occupation,
    One can quickly become a full-time employee, but,
    It leans towards being black, but gray.
    Do not want to work in a black way.
    A way of working that allows for continuous employment is preferable.
    At least until my daughter reaches adulthood.
    Translated
    Let's downshift.
    2
    Is cryptocurrency an investment or a side hustle?
    Simply buying cryptocurrency is,
    probably an investment.
    In Japan's tax system, it is a comprehensive tax.
    It can also be considered a side business.
    The tumultuous cryptocurrency world.
    Bitcoin, Ethereum.
    XRP, Solana
    When thinking of it as an investment, it makes me a bit guarded.
    However, when considering it as a side job,
    suddenly, I feel like I can take risks.
    Translated
    [Cryptocurrency] Investment? Side hustle?
    【Labor is the best thing,
    It is also the worst thing】
    ・What is good labor?
    There is freedom to work and a lot of discretion. An active, independent way of working like an investor or business owner. The image of cultivating your own field for yourself.
    ・What is bad labor?
    There is no freedom to work and little discretion. A passive, slave-like way of working like a laborer or white-collar worker. The image of cultivating someone else's field for someone else.
    Two plans for doing good work
    ①Labor → Side Business → Entrepreneurship → Investment
    Robert Kiyosaki Plan
    Start a side business based on income from work, gradually expand the side business, start a business. The plan mentioned in the book "Rich Dad Poor Dad" by Robert Kiyosaki is to start a business with the capital and business skills grown from entrepreneurship, and then invest.
    ②Labor + Side Business + Investment
    "Three arrows will not break" plan.
    To work, have a side business, and invest concurrently. Earn a stable income through work, start a side business from a small scale, and easily start investing, such as gradually accumulating small amounts in indexes.
    To slowly nurture side income and investment income to match or exceed the income from labor. Labor, side business, investment, whichever may fail...
    Translated
    Labor and happiness Two plans
    One's character as a person is important,
    Personality and character are important,
    there is also a meaning to say.
    This time we will talk about the 'capacity' as an investor.
    Without polishing the 'capacity' as an investor
    When you make a large profit in a short period of time,
    It will only lead to a tragic ending.
    For example,
    Someone who has never received a large amount of Gold before,
    it would be when winning the Lottery jackpot.
    an amount of Gold that is too much to handle,
    When obtaining a large amount of Gold or above,
    a person's life will fall into chaos.
    their sense of financial management becomes buggy,
    and their standard of living rises too much,
    In the end, life will collapse.
    Even if you make a lot of money through speculative trading,
    you need to be careful.
    What is important as an investor is,
    Polishing one's 【talent】 is important.
    To polish one's 【talent】...
    Encounter people with talents greater than one's own.
    Developing people with talents inferior to one's own.
    It is an Asset backed by knowledge.
    It is Profit backed by experience.
    Translated
    Polishing one's skills