When life gives you lemons
Make Lemonade
$Lemonade (LMND.US)$

Today's press conference is not actually about the general banks, but about the descendants of Zheng Hongbiao explaining how to handle the inheritance and close the net.
In simple terms, it is to close the net.
Dispose of all LPI shares, please ask banks for help to take over and recover 1.7 billion. They don't care that it's 25% below market price, compared to when Zheng Hongbiao founded the business, the value has already increased several tens or hundreds of times.
Next is to partially exit from banks, in order to comply with national banking policies. The Zheng family currently holds 22.77% of the Public Bank, and wants to reduce it to 10%, which means selling 12.77% equity.
The 12.77% equity is now valued at 11.3 billion. OK, it's just a number. The Zheng family also said they would sell it cheaply. If it discounts like LPI by 25%, they can realize close to 8.5 billion.
In total, the descendants of the Zheng family can have over 10 billion in hand, happily.
The remaining 10% in Public Bank is like collecting stamps, keeping a bottom line, proving affection. They can attend the AGM every year to eat and drink.
It's just that our stamp collection is 100 shares, while others' stamp collection is 10%.
Structure
$PBBANK (1295.MY)$
$LPI (8621.MY)$

These are the stocks I will observe and research in May.
Malaysian stocks:
$KGB (0151.MY)$ -- Long-term research, already established positions, future quarterly earnings calls will be key.
$KJTS (0293.MY)$ -- In-depth research needed, believe current stock price is too high.
US stocks:
$Garmin (GRMN.US)$ -- Long-term research, waiting for entry point.
$Lemonade (LMND.US)$ -- Long-term research, already established low positions, high-risk investment, expecting high returns.
$monday.com (MNDY.US)$ Adding new observations, bullish on higher explosiveness. $Salesforce (CRM.US)$ After weighing the pros and cons, the choice is
The ones removed from the observation list include
Malaysian stocks:
$EPMB (7773.MY)$ The recent events of a local auto company's outbreak demonstrate that the sector risk is still high, not worth taking the risk at the moment.
US stocks:
$Salesforce (CRM.US)$ Whether in terms of position or energy, too much has already been invested in SaaS software stocks. After weighing the pros and cons, the choice is $monday.com (MNDY.US)$
$CRISPR Therapeutics (CRSP.US)$ Medical stocks or choosing ETF is more practical.
Disclaimer: I am only sharing the stocks that I have focused on researching this month, and I do not provide any buying or selling recommendations. This is not financial advice.

Initial investment in F & N dairy cattle farm will be 1.7 billion, which will start production next year.
F & N Group $F&N (3689.MY)$F & N Group's integrated dairy cattle farm in Simpang Pertang, Negeri Sembilan, will have an initial capital expenditure of 1.7 billion Malaysian ringgit, with milk production expected to start in early 2025.
The group disclosed today at the '2024 First Half Financial Year Report Meeting' held in Kuala Lumpur that the farm will initially introduce 2000 dairy cows, each producing up to 30 liters per day.
At the same time, the ranch will be implemented in 2 phases, spanning a total area of 809.37 hectares. Currently, it is in the construction phase, with approximately 404.69 hectares, which is the area yet to be developed.
The group's CEO Lin Youhe stated that the ranch will allocate 3 reserved areas for uses such as cultivating land for cattle feed. He also mentioned that in the future, the ranch may be able to raise up to 0.01 million dairy cows, and the ranch area may also expand to 2428.11 hectares.
"However, the group will not hire too many employees, even though the ranch may reach the above-mentioned scale in the future. The group adopts automation."
Lin Youhe also mentioned that the group has sent representatives to the USA for inspection and had already selected suitable dairy cows earlier.
Recently, bird flu cases have been reported in multiple states in the USA, which have spread from migratory birds to poultry and cows. Lin Youhe stated that the imported cows by the company will ensure to be introduced from non-epidemic areas of Malaysia.
In the first phase of the ranch operation, the group plans to export milk to neighboring countries Singapore and Cambodia; in the next phase, it will further expand to other markets in the central and southern Peninsula, and even Hong Kong and Macao.
Lin Youhe estimated: "The daily production per cow...

f & n $F&N (3689.MY)$Today, the performance was announced. Although there was some year-on-year growth, the month-on-month is still declining. The Songkran Festival in Thailand was in full swing, with a sharp increase in beverage sales. Thailand is still the profit MVP for this quarter, with Malaysia's weather getting hotter and the sales in Malaysia seeming to be stirring, ready to rise.
I heard that f & n's performance is inversely proportional to the weather.Heatwave strikes, increasing demand for beverages. f & n is in operation (enanyang.my), Did everyone go to contribute sales?

#Low-key distribution of dividends
#Template for small Uchitec
$MASTER (7029.MY)$
MASTER enters a period of cash freedom, with profits steadily increasing, dividends rising steadily, and stock prices soaring. Assuming everyone reviews MASTER's dividend distribution over the past 4 years, 6 cents were distributed in 2020, and in 2024, it may distribute 16 cents in dividends (8 cents already announced).
The company's CAPEX is not much, the cash level continues to break through historical highs. Assuming single-digit growth each year, single-digit valuation, with so much money but nowhere to spend, will special dividends be distributed in the future? To find out the outlook, click the following YouTube link 🔗.

FTSE Composite Index $FTSE Bursa Malaysia KLCI Index (.KLSE.MY)$ It broke through this year's intraday high this morning, and is also the highest since June 2022
If the market closes today and can hold 1,560 points, it will also record a new closing high since this year
Can horse-headed calves thrive and become big cows?