Our Savings Story 41
~Let's Consider a High Dividend Concept~
With the realization that we need assets of 25 million yen for a small FIRE with dividends, we, as a couple, feel a little despair about the difficulty of reaching our goal.
"25 million yen, I wonder when we'll achieve that. Are we already old folks?"
...
I can't rely on my pension, and the amount I can receive may decrease. It's a bit depressing...
...
Hey, you! Stop being silent and say something!
... I forgot about the increase in dividend ratio.
What is the increase in dividend ratio? Does it mean the increase in dividends?
Yeah, why don't we simulate the increase in dividend ratio?
[What is the increase in dividend ratio?] It is a numerical value that represents the increase in dividends from the previous year. If the dividend per share was 100 yen in the previous year and 108 yen per share this year, the increase in dividend ratio would be 8%.
【Dividend Increase Rate Simulation】Our main stock, the global equity ETF VT, has a dividend yield of 2% and an average dividend increase rate of about 6.5% over the past 5 years.
Simulating with a modest dividend increase rate of 5%. Assuming the initial year's dividend is 0.12 million yen, it would be 0.144 million yen after 5 years, 18.6 yen after 10 years, 0.24 million yen after 15 years, and 0.306 million yen after 20 years.
※Tax on dividends is not considered.
※Additional...

Tesla's stock price fell 5.46% to below $210 on Thursday, market value evaporated by $39 billion overnight, and volatile stocks saw the 11th biggest one-day rate decline this year. HSBC previously attached a “sell” rating and a target share price of 146 dollars to the same stock.
This means that a new member has joined Wall Street's Tesla bearish faction. HSBC analysts questioned the timing of the electric car manufacturer's project and said its “charismatic” CEO Elon Musk was both an asset and a risk.
HSBC analysts led by Michael Tyndall gave Tesla an evaluation equivalent to a “sale” on Thursday, and set the target stock price to 146 dollars, which means a drop of 30% or more from Thursday's closing price of 209.98 dollars.
HSBC analysts stated that this caution “is due to uncertainty surrounding the timing and commercialization of Tesla's various ideas,” and “we see that there is considerable possibility in Tesla's outlook, but I think that time frame may be longer than the market and valuations reflect.”
However, Tesla said “it's just...

On the 26th, the yen hit a year-to-date low against the dollar, and it is moving in the middle of the 1 dollar = 150 yen range. The depreciation of the yen progressed drastically due to the widening interest rate difference between Japan and the US due to rising US interest rates. Although Japanese stocks fell along with US stocks on the same day, there is a strong view that the depreciation of the yen itself is positive for Japanese stocks as a whole. Used by major domestic companies to forecast earningsThe estimated rate is conservative, and the effect of increasing profit in fiscal 2023 due to the depreciation of the yen extends to a total of 2 trillion yenIt's called.
When the Nihon Keizai Shimbun estimated based on the exchange sensitivity and estimated rates of 7 automobile companies, 7 precision companies, 3 electronics companies, and 3 heavy industry/machinery companies, etc., on the assumption that the current 1 dollar = 150 yen and 1 euro = 160 yen will continue after October, a figure showing that the profit increase due to the depreciation of the yen is 2 trillion yen. Without other variables, the target companies' consolidated operating profit forecast for fiscal year 23 is about 20% higher.Automobiles benefited greatly, and the seven major companies accounted for about 1.6 trillion yen, about 80% of the totalIt's called. The estimated rate for Toyota Motor Corporation is 125 yen, and the total performance gain with the euro amounts to a total of 890 billion yen.
Bloomberg analysts said that the yen depreciated on the seven Japanese passenger car manufacturers to mitigate production cuts due to lack of parts...