In times when the market is sluggish or pessimistic, especially
Three things you want to reconsider.
① Human capital.
② National currency.
③ Mental and physical health.
Without mental and physical health, you cannot earn money on your own, and without earning money, you cannot obtain cash. Without mental and physical health, you cannot make calm judgments in pessimistic markets. Whether you earn money, obtain cash, or face the market, the most important thing is mental and physical health. First, get enough quality and quantity sleep and eat a balanced diet in moderation. Exercise moderately without pushing yourself too hard. The most important thing is to continue these habits.
① Human capital.
When the market sentiment is pessimistic, it is time to reassess your earning power. Human earning power has a considerable amount of potential. How much assets do you need to convert your annual income into asset income? How much return on investment do you need? Let's think about it again. You will probably need a significant amount of assets and return on investment.
② National currency.
In the long run, national currency and cash lose to inflation and the value of cash slowly declines. However, during times when the market sentiment is pessimistic and nothing seems to rise or everything is going down, the relative value of national currency and cash increases. To build a resilient portfolio that can withstand market crashes, let's reassess your cash holdings once again.
③ Mental and physical health.
Without mental and physical health, you cannot earn money on your own, and without earning money, you cannot obtain cash. Without mental and physical health, you cannot make calm judgments in pessimistic markets. Whether you earn money, obtain cash, or face the market, the most important thing is mental and physical health. First, get enough quality and quantity sleep and eat a balanced diet in moderation. Exercise moderately without pushing yourself too hard. The most important thing is to continue these habits.
Without mental and physical health, you cannot earn money on your own, and without earning money, you cannot obtain cash. Without mental and physical health, you cannot make calm judgments in pessimistic markets. Whether you earn money, obtain cash, or face the market, the most important thing is mental and physical health. First, get enough quality and quantity sleep and eat a balanced diet in moderation. Exercise moderately without pushing yourself too hard. The most important thing is to continue these habits.

Foreign currency, foreign bonds, Japanese stocks, foreign stocks,
Cryptocurrencies, gold, everything goes down
What if we think like this?
The value of the Japanese yen and cash is relatively
rising...
in a certain proportion of the portfolio
Japanese yen deposits, and individual government bonds may also be available.
It might be okay to have them.

If you want to become wealthy...
In order to become wealthy, a rich person...
Should be a good person, a kind person, a smart person...
That's how you should think.
If you are a virtuous, kind, and intelligent person...
Everyone would want to become like that.
If you continue to think like that and take action...
Surely, you can become wealthy, rich.
On the contrary, wealthy people, rich people
Bad people, cold-hearted people, cunning people,
If you think that way,
You definitely cannot become wealthy, rich.
No one wants to become a bad person, a cold-hearted person, a cunning person.
That's not what we want to become.
No matter how much money is piled up,
I don't want to become it.

The path to FIRE is not a difficult one.
Negating the current lifestyle and aiming for FIRE becomes a difficult path.
Denying the current way of life and aiming for FIRE are not equal, and there is no need to do so.
It is important to be satisfied and grateful with the current lifestyle while aiming for FIRE.
It is possible to be satisfied and grateful with the current lifestyle while aiming for FIRE.

Five years from now, the girls' education funds will go round
Loan repayment will also be much easier.
Five years from now, asset formation will also progress to a certain extent
Cash flow will also be easier.
The way we work seems to be undergoing a major overhaul in five years
That's my idea of Side Fire.

The recent market environment is boring 🥱
There was a little sharp decline but...
There is no need to move the portfolio.
I do not intend to move it.
Regularly accumulate global stocks,
and any remaining surplus funds
buy ethereum.

Investing is an act that requires courage.
There are various types of courage.
Investing requires the courage to take risks.
The courage to acknowledge failure and loss.
Have the courage to reset your investment policy.
Every courage is important, but
It is not easy to admit failure or loss.
To deny everything you have done so far.
It might be because of the body.
Still, admitting that "this is a failure"
and reconsidering the approach, taking a fresh start
Those who can take a step forward are sure to succeed.

[Money, Health, Relationships]
Having money alone does not make people happy.
Happiness requires reflection on both mind and body health.
Human relationships that allow us to savor happiness together are essential.
This is essential.
No value for unhealthy and lonely wealthy individuals.
Value exists for wealthy individuals who are healthy and surrounded by people.

If you do FIRE, the life you want to live
I think there are a lot of things.
After FIRE, I'll study again
After FIRE, review family relationships
If you have FIRE, live a healthy lifestyle
After FIRE, I'll look back at life
that is...
Let's do it now
No, I should do it right now
When are you going to do it? It's [now] right!

Reasons for not being able to make long-term investments.
① Getting bored quickly.
② Being too hasty.
③ Being too fearful.