whether this year is good or bad depends on which feng shui master writes. same with analyst. whether you make or lose money depends on your own luck. I hope this year of the snake will bring great fortune cos one the the feng shui master put my zodiac sign as 1st.  also, how many of you can be 1 year older by 1 day? not many, right. Well I am one of them cos my birthday falls on 1st day on Cny n also 2nd day of Cny is my birthday cos I was born on 2nd day of Cny. Wishing everyone A Happy n Pros...

be it Christmas,  Cny, hari raya, I think the real joy of celebrating on this occasion is no longer the same  as before. its just another holiday for rest.

I think n hope govt shld do more to help low income n especially retiree who don't have any income at all.  I rely on passive income like interest on my saving. now with interest coming down n everything going up, looks like my saving can't last till the day I die.

in spore unless u have excess fund  n there is a need like bringing yr children to school,  it is not worthwhile to own a car especially now when coe is 100k.  I bot mine more than 15yrs ago when coe was below 20k n renew another 10yrs before coe start rising at abt 26k.  in spore u must remember our govt hire  top scholars  not for nothing. they are there to introduce policy that ensure revenue keep going up.  a good example is yr housing. they peg sales price to market price n not actual cost ...

as a retiree ,my holiday plan is the opposite of those working.  I go during off peak season where cost is cheaper. I like to go genting during weekdays where it is not only cheaper but what is more important is that there is no jam.  instead of giving govt free 150 dlrs to enter casino in spore, I can have a 3days 2nite stay plus 3meals with that amt of money in genting msia.

HB SPORE. The best part of national day which u n everyone like most is that it is a holiday.

with moomoo, I can, you can n everyone can. it's as easy as A, B, C

bgf United king