


I contribute as much as I can into my TFSA through the year. I start my tax planning early in the new year and use the funds I have accumulated in my TFSA to maximize my tax return and government benefits like the CCB. With 3 people at home lowering my income as much as I can with RRSP contributions increases my CCB.
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An investment challenge led to a rollercoaster experience, initially reaching a $7,000 gain before dropping to just $3,000. This highlights the volatility of the market and the ups and downs investors often face.



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