In 2020, as the shadow of the epidemic enveloped the globe, I made a decision that many considered bold - I resigned from the stable government regional clinic job, and chose to join a private hospital in Kuching, Sarawak as a pharmacist.
Although the pace of work at the private hospital is quite hectic, the hospital provides quite good benefits to employees in the initial stage. Especially in the first few years, at the year-end, the hospital would give each employee a relatively generous bonus. This extra reward not only serves as recognition for everyone's hard work but also becomes a motivation for us to look forward to the year-end. For me, this is also a completely new experience, considering that during my time as a government civil servant, I never enjoyed similar treatment.
However, over the past two years, the situation has quietly changed. For some unknown reason, the hospital suddenly stopped the distribution of the year-end bonus, without any prior notice or explanation. This unexpected turn of events caught many medical staff off guard, and raised significant complaints and dissatisfaction. Especially for colleagues with lower incomes, the year-end bonus is not just a reward, but also an important source of income used to cover household expenses each year.
The cancellation of the year-end bonuses undoubtedly increases the financial pressure on many families. Under the impact of the epidemic, the cost of living continues to rise, while salary increases have not shown significant improvement. The cancellation of the year-end bonuses adds insult to injury. Many colleagues have started to feel disappointed in the hospital's decisions, and a atmosphere of complaints is gradually spreading among medical staff. Although most people still hold their positions, the evident emotional downturn is undeniable.
Although the pace of work at the private hospital is quite hectic, the hospital provides quite good benefits to employees in the initial stage. Especially in the first few years, at the year-end, the hospital would give each employee a relatively generous bonus. This extra reward not only serves as recognition for everyone's hard work but also becomes a motivation for us to look forward to the year-end. For me, this is also a completely new experience, considering that during my time as a government civil servant, I never enjoyed similar treatment.
However, over the past two years, the situation has quietly changed. For some unknown reason, the hospital suddenly stopped the distribution of the year-end bonus, without any prior notice or explanation. This unexpected turn of events caught many medical staff off guard, and raised significant complaints and dissatisfaction. Especially for colleagues with lower incomes, the year-end bonus is not just a reward, but also an important source of income used to cover household expenses each year.
The cancellation of the year-end bonuses undoubtedly increases the financial pressure on many families. Under the impact of the epidemic, the cost of living continues to rise, while salary increases have not shown significant improvement. The cancellation of the year-end bonuses adds insult to injury. Many colleagues have started to feel disappointed in the hospital's decisions, and a atmosphere of complaints is gradually spreading among medical staff. Although most people still hold their positions, the evident emotional downturn is undeniable.
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Don't complicate simple things. Investment should make life easier, spend more time with family, loved ones, and cherish each other.
#DividendRoadToBeContinued
$PAVREIT (5212.MY)$ $RHBBANK (1066.MY)$ $CLMT (5180.MY)$ $UCHITEC (7100.MY)$
#DividendRoadToBeContinued
$PAVREIT (5212.MY)$ $RHBBANK (1066.MY)$ $CLMT (5180.MY)$ $UCHITEC (7100.MY)$
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On the morning of July 22, 2024, I found that there were only 4 CEB left in the account, and the overall loss has reached 19%. I must admit that I really don't know where this investment decision went wrong. Although I have been researching the fundamentals behind the company over the years, the performance of the investment portfolio has been more loss than profit, and this investment journey is indeed quite bitter.
At the beginning of this year, I happened to re-read Mercury Xiong's book "打工族，股息路" and reviewed the investment mistakes of these years, realizing that I need to change my strategy. Although I participated in the famous S team investment course in the Chinese circle, the mentors also provided rich investment information and virtual portfolios for reference (some students even copied them), but due to my busy work, it was difficult to keep up with the rapid changes in the virtual portfolio, and the investment performance did not improve. Therefore, at the beginning of this year, I decided to try dividend investment. Based on this investment strategy, on the morning of the 22nd, I decided to stop loss on the remaining CEB, realizing a loss of -19.62%, and transfer the remaining funds to RHBBANK (the second block order), in order to gradually increase the proportion of RHBBANK in the portfolio.
Fortunately, I managed to escape the recent plunge of CEB. Some students have fallen into trouble because they failed to escape in time, expressing their frustration and anxiety. CEB has always had seemingly good performance and is considered a gem in the market, but the stock price unexpectedly plummeted all the way south. Some students were reluctant to stop loss, but instead took the opportunity to add positions, hoping that the stock price would return to fundamentals and make a profit.
At the beginning of this year, I happened to re-read Mercury Xiong's book "打工族，股息路" and reviewed the investment mistakes of these years, realizing that I need to change my strategy. Although I participated in the famous S team investment course in the Chinese circle, the mentors also provided rich investment information and virtual portfolios for reference (some students even copied them), but due to my busy work, it was difficult to keep up with the rapid changes in the virtual portfolio, and the investment performance did not improve. Therefore, at the beginning of this year, I decided to try dividend investment. Based on this investment strategy, on the morning of the 22nd, I decided to stop loss on the remaining CEB, realizing a loss of -19.62%, and transfer the remaining funds to RHBBANK (the second block order), in order to gradually increase the proportion of RHBBANK in the portfolio.
Fortunately, I managed to escape the recent plunge of CEB. Some students have fallen into trouble because they failed to escape in time, expressing their frustration and anxiety. CEB has always had seemingly good performance and is considered a gem in the market, but the stock price unexpectedly plummeted all the way south. Some students were reluctant to stop loss, but instead took the opportunity to add positions, hoping that the stock price would return to fundamentals and make a profit.
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With the rise of nvidia's ai wave, $VITROX (0097.MY)$ Wei Te's stock price hit a new high since December 2021, soaring to RM5.90 in early morning trading. This trend has triggered panic buying from many retail investors, fearing to miss out on this investment opportunity, leading them to flood the market and chase after ai-related stocks.
During the stock price surge, investors reaped significant profits and indulged in the joy of short-term gains. They generally believed they could timely exit before the market turned, becoming the "last mouse to escape." This mentality prompted more people to continuously increase their investments, hoping to profit from this ai frenzy.
However, today's Wei Te's stock price movement proves the market's cruelty. The stock price suddenly plummeted, catching off guard those investors who did not sell in time. They thought they could calmly retreat at the last minute, only to find themselves trapped at high levels, struggling to escape.
Of course, this does not mean that Wei Te's stock price can never recover to today's peak. After all, ai plays an extremely important role in future technology development, with vast prospects. In short, although Wei Te's stock price has experienced fluctuations, in the long run, the development potential of ai is immense. Investors should focus on long-term value rather than being swayed by short-term market fluctuations.
We all hope to make more money from investments and even dream of...
During the stock price surge, investors reaped significant profits and indulged in the joy of short-term gains. They generally believed they could timely exit before the market turned, becoming the "last mouse to escape." This mentality prompted more people to continuously increase their investments, hoping to profit from this ai frenzy.
However, today's Wei Te's stock price movement proves the market's cruelty. The stock price suddenly plummeted, catching off guard those investors who did not sell in time. They thought they could calmly retreat at the last minute, only to find themselves trapped at high levels, struggling to escape.
Of course, this does not mean that Wei Te's stock price can never recover to today's peak. After all, ai plays an extremely important role in future technology development, with vast prospects. In short, although Wei Te's stock price has experienced fluctuations, in the long run, the development potential of ai is immense. Investors should focus on long-term value rather than being swayed by short-term market fluctuations.
We all hope to make more money from investments and even dream of...
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Hey, is it a scam to invest ten thousand yuan and receive a free apple?
There's no such thing as a free lunch in this world!
I don't have the extra time and energy to invest in this right now, I've been busy with church activities recently.
My mom is in charge of managing my finances and advised me not to participate in the activities.
It's a problem for my whole family to have a meal, how could we have 500 yuan?
I don't know how to do it, why don't you help me deposit it?
Unbeknownst to me, I've been a new user of Moomoo for a month and a half. During this time, I not only enjoyed many benefits, but also received an apple as a reward.
This made me think about the shift in people's attitude towards investment and financial management. In the past, investment was seen as an "opportunity", a shortcut to wealth, so friends were willing to encourage and support it. However, over time and societal changes, people's views on investment have gradually become more cautious.
However, it is even more regrettable that many of our fellow compatriots have unhealthy financial concepts. Even if it's just to get a free apple, they can't come up with ten thousand yuan, or even...
There's no such thing as a free lunch in this world!
I don't have the extra time and energy to invest in this right now, I've been busy with church activities recently.
My mom is in charge of managing my finances and advised me not to participate in the activities.
It's a problem for my whole family to have a meal, how could we have 500 yuan?
I don't know how to do it, why don't you help me deposit it?
Unbeknownst to me, I've been a new user of Moomoo for a month and a half. During this time, I not only enjoyed many benefits, but also received an apple as a reward.
This made me think about the shift in people's attitude towards investment and financial management. In the past, investment was seen as an "opportunity", a shortcut to wealth, so friends were willing to encourage and support it. However, over time and societal changes, people's views on investment have gradually become more cautious.
However, it is even more regrettable that many of our fellow compatriots have unhealthy financial concepts. Even if it's just to get a free apple, they can't come up with ten thousand yuan, or even...
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Building a Dividend Portfolio might not be the main choice of the majority investors in Malaysia. Despite the fact that we should not miss the mega trend of Artificial Intelligent and Smart Power Management, a stable portfolio management that promises 7% dividend income with a probable 7% capital gain may be a consideration for investors who arent able to tolerate volatility in market in long run.
In Feb 24, I’ve started my first shot in PAVREIT, considering the growth possibil...
In Feb 24, I’ve started my first shot in PAVREIT, considering the growth possibil...
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JASONCY93 OP 胡空 HuKong : Thank you for your kindness.