Every year on April 22nd, we celebrate Earth Day. Last year’s Earth Day marked a historic milestone: 50 years of supporting environmental protection efforts. And while that is a pretty significant accomplishment, one could argue that this year’s observance calls for even greater recognition.
In a year confined to living and working from home, many of us turned to nature more than ever before as a means of escape. Long days spent indoors highlighted the importance, an...

This provides investors with a deep bench with which to capitalize on long-term climate-related spending trends. Moreover, there are clear reasons why companies and governments need to spend on climate and decarbonization efforts.
Many stakeholders are awakening to that scenario, and that could be constructive for investors, as the fund is home to companies with lower carbon footprints and less fossil fuels.
The combination...

Maybe you’ve done the right things with your personal finances but had a series of setbacks. Everytime you think you are making progress, something seems to come up—an expense you weren’t anticipating or a change in your health.
You bond with friends who are in a similar situation with money. Making plans to get your act together while they struggle seems unloyal and out of reach.
The way we spend our money and navigate our financial life is as routine as drinking coff...

yes 2022 has been a year of surprises. the volatility and the downside action on the market in the first quarter left a lot to be desired and many people heading to the sidelines. the consistent investor though that has seen this before has a different take and the words of Warren Buffett buy when there's blood on the street. in essence what I have been looking at are a number of factors to help me for a possible economic downturn.
first I have examined a number of trends from past cycles and sa...

what's the expense ratio?