Spookiness can happen any time, not just on Halloween. Spookiness in my stock market journey is aplenty since I entered this house of terror in June 2024. Here are my list of trips and traps, that still send chills down my spine and have me freeze in fear whenever I think back about it.
Do you dare to walk with me down this eerie dark memory lane? Don't say I didn't warn you...
1) Manual (t)errors
Careless mistakes or being controlled by a malevolent force? I still can...

During the years of the epidemic, online investment platforms suddenly became popular, attracting many young people to participate. The worst thing is that a large group of shamans appeared, earning high fees without money going into their pockets, becoming unsuspecting prey. In the future, it became a pain that cannot be erased, just like my elders during the 1997 Asian financial storm, when stocks collapsed and burned, they would rather store money in public banks for fixed deposits than buy bank stocks, after all, their hard-earned money was saved for most of their lives, without any warning, it disappeared like that.
Actually, investing in stocks is really easy, it's just that most people treat it like gambling and don't truly understand the background of the companies they buy stocks from. They just copy homework everywhere, fearing that they won't even copy well. When stocks collapse, they console themselves with a mentality of losing less and winning, Let me share some pure insights.
1. Choose the right stock market for investment, the beginning must choose the right direction.
Do not choose Malaysian stocks. The reason is that now the government is becoming more conservative, without implementing brave policy reforms after each general election. With each year's government budget, the deficit will only increase, leading to a devaluation of the Malaysian Ringgit. It benefits exports but puts a strain on imports, favors the wealthy, and burdens the poor. If you really want to invest in Malaysian stocks, I suggest investing in Maybank, as it is the last giant to fall. It's better to buy US stocks, as the world's most innovative and greatest companies are listed there. Invest in personal daily life products that you are most familiar with. How is the quality? What is the user experience after use? If one day, you feel that there is another innovative competitor that is much better than this one, it should be...

1. Before marriage, one must get to know their partner (stocks or securities recommended by friends, social media, or matchmakers).
2. After getting to know each other better, it is important to introduce them to family and friends for advice (asking for opinions from close ones about IPO stocks).
3. When both sides are interested in marriage and having children, the groom's family proposes with a betrothal gift (preparing a sum of money for stock investment, also understanding the business model of the partner's company).
4. After the wedding night, there will be a joyous celebration (the first day a stock is listed, a grand opening).
5. Together we weather the ups and downs of marriage (stocks can rise and fall in price).
6. If there are stock splits or bonus shares (having children) dividends (job promotion).
7. Poorly managing marriage, the other partner runs away (poor operation of a company or illegal actions lead to delisting).
8. If you separate due to differences, then seek another (sell stocks, then buy other stocks).
In fact, using stocks as a metaphor, let everyone understand that the most important thing when buying stocks is to buy them with peace of mind, sleep peacefully, otherwise you will get up day and night to check if the other party still exists. If your heart is not strong enough or lacks confidence, I advise you to buy etf or heavy blue chip stocks.

The answer is no, in my personal opinion:
The United States is currently facing presidential elections. Faced with unknown answers, hot money is flowing out of the USA and into emerging markets, awaiting the new president to take office in the White House. The inflow of hot money into the USA market is solely because the US dollar equals oil. Which country in the world does not use oil? Moreover, the Federal Reserve (FED) specializes in harvesting funds from various countries, using interest rate hikes and cuts to bankrupt countries with negative assets. The Asian financial crisis in 1997 led Southeast Asian countries to seek help from the IMF at a high cost. In the 2008 mortgage crisis, Greece became the first country to go bankrupt. Similarly, after the pandemic, the FED swiftly raised interest rates in early 2022, leading Sri Lanka to become the first bankrupt country in 2024. The dominance of the US dollar shifts the US's own economic problems to other countries.
2. In Malaysia, in October, the government will present the budget for 2025, which in reality is a piecemeal affair with only the elite politicians benefiting, while the common lbx pharmacy chain joint stock only receive a small amount of aid. The question is, where will the government find the money? Will the GST tax return? Will there be new taxes or adjustments? As the national deficit increases, the Malaysian Ringgit is likely to head back to its path towards the US Dollar, hitting RM4.50 again within three months. As seen during every festive season, there is a surge of inflow into Thailand, breaking records – causing congestion at entry points. There has been a significant outflow of foreign exchange along with many Malaysians withdrawing from their savings after the pandemic for material indulgence. Over the past decade, with a large influx of foreign workers, there has also been a considerable outflow of foreign exchange. The recent...