Make a decision: Options trading or stock trading?
What are the main drawbacks of options?
Is it better to buy call options on stocks or buy stocks?
When should you buy options instead of stocks?
What are the disadvantages of selling put options?
Options trading seems like a strategy game. You can make money when the market goes up. You can devise a strategy, and if you are wrong, you can exit with minimal losses. The worst-case scenario is that you are completely wrong, and yet you can still make money!
What is the specific strategy?

Buying now and paying later is essentially a new design for old products. It has a good market. BNPL also meets the needs of young consumers (especially Generation Z) and technology.
Young consumers have a certain degree of risk, but in most cases, these young consumers need to be aware of how much money they are spending, while managing their financial situation wisely and cautiously.
Question: Can we apply the BNPL concept to investments?
Certainly, why not? Overall, this is a great innovation that requires policymakers to do some thinking to ensure that young consumers and the community are adequately protected from the risks of excessive crediting.