Make a decision: options trading or stocks trading?
What are the main disadvantages of options?
Which is better, buying stocks with call options or simply buying stocks?
When should you buy options instead of stocks?
What are the disadvantages of selling put options?
Options trading seems like a strategic game. You can make money when the market goes up. You can devise strategies and exit with minimal losses if you are wrong. The worst case is, you are completely wrong, but you can still make money!
What is the specific strategy?

Buying now and paying later is essentially a new design for old products. It has a good market. BNPL also meets the needs of young consumers (especially Generation Z) and technology.
Young consumers have a certain degree of risk, but in most cases, these young consumers need to be aware of how much money they are spending, while managing their financial situation wisely and cautiously.
Question: Can we apply the BNPL concept to investments?
Certainly, why not? Overall, this is a great innovation that requires policymakers to do some thinking to ensure that young consumers and the community are adequately protected from the risks of excessive crediting.