thanks

hi

100k income seems reasonable! yes have a car, don't recall the prevailing premium level when I purchased ... probably around $40,000? and yes I will definitely get a replacement when the current coe expires, but whether I extend or get a new car will depend on prices then!

hi wondering what the fuss is about

..

value investing is the real deal. you can do value investing in growth companies, in value companies, in dividend-paying companjes, in currently loss-making companies etc. but if you're not trying to extract/realise long-term value, how is that investing (as opposed to trading)?