Yunnan jianzhijia health-chain (605266.SH): Received support for a special loan to repurchase shares.

On November 25, Gelonghui reported that yunnan jianzhijia health-chain (605266.SH) announced that according to the "Notice from the People's Bank of china, the Financial Regulatory Authority, and the China Securities Regulatory Commission regarding the establishment of share buyback and shareholding re-loan-related matters," recently, China Construction Bank Co., Ltd. Kunming branch completed the loan approval, agreeing to provide the company with a special loan for share buyback of no more than 70 million yuan, with a loan term of 1 year. The funds for this share buyback will come from the company's own funds and the special loan for share buyback.

Gelonghui FinanceNov 25 06:59 ET

In November, the MLF volume continued to shrink. Previously, the 500 billion buy-back reverse repurchase has released medium-term liquidity ahead of schedule. The industry expects the reserve requirement ratio cut to be implemented faster.

①The funding operation mode of shortening and lengthening funds continues. On the one hand, the central bank continues to reduce the MLF operations volume, reduce the existing stock to mitigate its impact on the liquidity market. On the other hand, short-term funds continue to be net injected to hedge against cross-month fund pressure, strengthening the guiding position of reverse repurchase agreements on market interest rates. ②Local government bonds are centrally supplied, and the MLF is likely to see a quicker implementation under the reduced volume environment.

cls.cnNov 24 22:40 ET

For three consecutive days, 21 non-performing loan transfer projects were disclosed, accelerating the disposal of non-performing assets by China Construction Bank Corporation. The pressure on the quality of retail assets in the industry has become a trend

①Recently, china construction bank corporation has accelerated the disposal of non-performing assets, releasing 21 related project transfer information in three consecutive days, involving a total outstanding principal and interest of approximately 1.61 billion yuan. ②The industry generally believes that factors such as the economy's slower-than-expected recovery have led to a market-wide trend of general pressure on the quality of retail assets in banks.

cls.cnNov 22 07:14 ET

Rare! This rural commercial bank is offering a 5-year fixed deposit interest rate of 1.5%, which is lower than the 1.55% level of state-owned banks. It is referred to as a "case" in the industry.

①Recently, Wuxiang Rural Commercial Bank adjusted the deposit execution interest rates, lowering the execution interest rates for personal fixed-term deposits of two years, three years, and five years to 1.5%, with the five-year execution interest rate being lowered below the lowest level of the state-owned banks' published rates. ②The phenomenon of the aforementioned rural commercial bank reducing rates beyond the mid- to long-term levels of state-owned banks is still considered an isolated case.

cls.cnNov 20 10:05 ET

Banks' dormant account cleanup is gradually extending to corporate accounts. This rural commercial bank announced that it will clean up long-suspended accounts of units, and many other banks are also handling this.

On the morning of November 20, Jinchang Rural Commercial Bank announced that it will clean up and close some unit bank settlement accounts that have been inactive for a long time. Recently, some banks have adopted similar practices to Jinchang Rural Commercial Bank, including Dangyang Rural Commercial Bank, China Construction Bank Weifang Branch, Bank of Nanjing.

cls.cnNov 20 00:41 ET

The unchanged LPR in November meets market expectations. Industry insiders do not rule out the possibility of further interest rate cuts next year along with the reverse repurchase rate.

① By the end of the year, the economic running is expected to continue its upward trend, with policy interest rates likely to remain stable and LPR quote also expected to stay unchanged. ② There is a high possibility of further reductions in deposit rates in the future, coupled with the issuance of special treasury bonds to support large state-owned commercial banks in replenishing their core tier one capital, which is expected to gradually alleviate the interest spread and operational pressure for commercial banks. It is possible that next year the LPR quote may be accompanied by further interest rate cuts on reverse repurchase agreements.

cls.cnNov 19 21:08 ET