About LUFAX Company

We are China's leading financial services enablement agency for small and micro business owners. Our mission is to enhance the competitiveness and sustainable development capabilities of small and micro enterprises by providing convenient channels for small and micro business owners to obtain inclusive products and services, and empowering institutional partners to efficiently reach and serve small and micro business owners. We provide financing products tailored to small and micro business owners and other high-quality borrowers to address their vast unmet needs. In the process, we have established cooperative relationships with more than 550 financial institutions in China, many of which have been cooperating with us for more than 3 years. These financial institutions provide funding and credit enhancement services for our empowering loans, and provide other products to enrich the ecosystem of small and micro business owners we are creating. Through our unique offline to online model and direct sales team spread all over the country, since our establishment, as of September 30, 2022, we have provided services to a total of about 6.6 million small and micro business owners in China. As of the same date, our enabled retail credit balance reached RMB 636.5 billion. As of June 30, 2022, we ranked second among Chinese non-traditional financial service providers serving small and micro business owners based on the loan balance of inclusive small and micro enterprise loans.