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Chongqing Rural Commercial Bank Strengthens Board Leadership
Chongqing Rural Commercial Bank Updates Director Roles
CQRC BANK (03618.HK): Peng Yulong has assumed the role of Non-Executive Director.
On December 11, Gelonghui reported that CQRC BANK (03618.HK) announced that the National Financial Supervision and Administration Bureau, Chongqing Regulatory Bureau has now approved Peng Yulong's qualification for the position. Peng Yulong will serve as a non-executive director of the bank, with a term from December 9, 2024, until the current Board of Directors' term ends.
Smart Communication Hong Kong Stock Investment Diary | December 11
Hong Kong Stock Investment Log | December 11, 2024
The interest rates for consumer loans at some "2"-tier banks will decrease by 10 basis points again in December, while the lowest interest rate at major banks has already dropped by 50 basis points this year.
① The consumer loan products promoted by banks with extremely low interest rates are mostly aimed at high-quality customers, so it is important for customers to pay attention to the actual interest rate level when applying, and then decide whether to borrow. ② The reduction in personal consumer loan interest rates helps to lower the costs for holders of consumer crediting, promoting demand for consumer crediting, and thus driving consumption.
As the year-end approaches, many banks are warning about the "standard usage of credit cards" and will periodically take control measures against abnormal customers.
Since late November, more than ten banks have intensively issued reminders about the "standard use of credit cards," including several national commercial banks and many local small and medium-sized banks; on December 6, Qilu Bank issued a reminder that consumers must not rent or lend their credit cards, and it is prohibited for others to make repayments on their behalf, "irregular control will be implemented on abnormal customers."