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Morgan Stanley discusses BYD's "5-minute supercharge": It is time to break through the biggest bottleneck in the popularization of electric vehicles.
Morgan Stanley maintains a "hold" rating on BYD, while expecting the annual penetration rate of new energy Autos in China to reach 50% this year and 75% by 2030. However, the deployment timeline of BYD's new technology, its impact on Battery life, and the cost gap with the existing 800V platform remain uncertain.
Exclusive | After 2.58% comes 2.49%! Some Banks' consumer loan interest rates have reached new lows, breaking through the significant thresholds of "2.6" and "2.5".
① After applying limited-time coupons, some banks like the Bank Of Beijing and Bank Of Ningbo have lowered the interest rates on consumer loans to an annualized 2.5%, with the minimum rate being 2.49%. ② Recently, there has been a clear downward trend in personal consumer loan interest rates. Since the beginning of the year, the interest rates for personal consumer loans at major commercial banks have successively fallen below the thresholds of "2.6" and "2.5." ③ While widening income sources, industry insiders remind to pay attention to the balance between innovation and compliance.
US Morning News Call | Tesla Short Sellers Gain $16.2 Billion Since December 17
Charging is faster than refueling, BYD is set to revolutionize RBOB Gasoline vehicles.
Technical breakthrough.
The kilovolt high-voltage architecture and 0.03 million revolutions electric drive assembly support the Super E platform. BYD: Only the Xiaomi SU7 Ultra can catch up with us.
① BYD's "Megawatt Flash Charging" technology can achieve a maximum charging voltage of 1000V, a maximum charging current of 1000A, a maximum charging rate of 10C, and a maximum charging power of 1MW. ② BYD has simultaneously opened pre-sales for two flagship models, the Han L EV and Tang L EV, with pre-sale prices ranging from 0.27 million to -0.35 million yuan and 280,000 to -0.36 million yuan respectively.
In-depth | New policies for loans to technology enterprises for mergers and acquisitions have been implemented for half a month, and national Banks are "competing" for publicly listed companies that are Specialized, Special and New, while city commercial
① Less than two weeks after the new policy implementation, some large state-owned banks and joint-stock banks have already responded. In most cases, the businesses receiving credit loans have both the labels of listed companies (or potential listings) and Specialized, Special and New. ② Compared to the steady advancement of large state-owned banks and joint-stock banks, the actions of city commercial banks are currently noticeably slower. ③ Technology merger and acquisition loans inherently have limitations and are suitable for regions with many technology companies and strong innovation capabilities, such as Beijing, Shanghai, and Guangzhou.