Bank of Qingdao disclosed the first quarter carbon reduction loan information of the A-share banks, and many unlisted banks have successively updated their data.
In the third quarter of 2024, the bank of qingdao issued a total of 90 million yuan in carbon reduction loans to two projects with the support of carbon reduction support tools, with a weighted average loan interest rate of 3.87%, resulting in an annual carbon reduction of 82,922.16 tons of carbon dioxide equivalent. Since the central bank implemented carbon reduction support tools, about 30 banks have disclosed information related to carbon reduction loans on their official websites quarterly.
china life insurance has completed the shareholding of bank of hangzhou. The original plan to "clear the warehouse" ended up retaining 0.85% of the shares, without disclosing whether further shareholding will continue.
①According to the latest announcement from Bank of Hangzhou, China Life Insurance has completed the shareholding reduction in this round, with a cumulative reduction of approximately 0.77 billion yuan. ②This round of shareholding reduction accounts for 1.00% of the total share capital, originally planned not to exceed 1.86%, and it is not disclosed whether the shareholding reduction will continue in the future. ③Within the year, many listed banks such as Bank of Hangzhou, Bank of Qilu, and Bank of Ningbo have disclosed that shareholders or senior management have reduced their holdings for various reasons.
Bank of qingdao, bank of guiyang and others have received intensive research. Interest rate spread pressure will still be a focus of concern next year. The reserve volume and structure of the opening red project of many banks have been "exposed."
① Under the backdrop of debt conversion, some regional banks are expected to benefit from the improvement in the fundamentals brought by the local economic development and debt restructuring. ② Regulatory requirements will assist listed banks with relatively low price-to-book ratios to strengthen dividends and increase stake & buy back, gradually enhancing valuation levels. Additionally, the management expectations of market cap for major index components will help bring long-term capital into the market, indirectly supporting high dividend sectors such as banks.
A batch of over 1,000 personal properties is being put up for auction? The Bank of Chengdu's subsidiary, Jincheng Consumer Finance, is once again focusing on disposing of assets, with some projects starting at less than 10% of their value.
On the evening of November 14th, at 10 o'clock, the reporter logged onto the Alibaba Auction Platform and found that Jin Cheng Consumer Finance still had over 433 real estate mortgage debt projects online, with starting prices ranging from 2299 yuan to 0.12 million yuan, and varying deposit amounts from 2000 yuan to 0.04 million yuan. Real estate mortgage debt transfer faces certain challenges, as there are few bidders, even some small amount projects will be repeatedly listed.
Can the interest rate spread be improved? How to deal with breaking price and breaking net price? How much is the dividend? Lanzhou Bank's earnings conference will address multiple hot topics.
①"Due to the downward trend of loan market interest rates, the replacement of existing mortgage loan rates, and factors such as loan repricing, the net interest margin still faces certain pressure." ②"The banking industry is still facing the situation of undervaluation. Our bank will actively manage market cap and increase investor confidence.
Just two days after the forum for foreign financial institutions, bank of nanjing officially announced that Credit Agricole Bank increased its shareholding by 1%, just last month welcoming a new shareholder with "wings".
①On the evening of November 8, Bank of Nanjing announced that BNP Paribas Bank (QFII) increased its shareholding in the bank by 1%. This is the second time this year that BNP Paribas Bank has increased its shareholding in Bank of Nanjing. ②Last month, Bank of Nanjing just welcomed a "winged" new shareholder, East Airport Group, with Jiangsu Province and Nanjing City State-owned assets behind it. ③Since the second half of the year, several banks have received solid support from shareholders to increase their "stability-enhancing" measures.