Exclusive | After 2.58% comes 2.49%! Some Banks' consumer loan interest rates have reached new lows, breaking through the significant thresholds of "2.6" and "2.5".

① After applying limited-time coupons, some banks like the Bank Of Beijing and Bank Of Ningbo have lowered the interest rates on consumer loans to an annualized 2.5%, with the minimum rate being 2.49%. ② Recently, there has been a clear downward trend in personal consumer loan interest rates. Since the beginning of the year, the interest rates for personal consumer loans at major commercial banks have successively fallen below the thresholds of "2.6" and "2.5." ③ While widening income sources, industry insiders remind to pay attention to the balance between innovation and compliance.

cls.cnMar 18 10:54 ET

This is the 10th one this year! The acceleration of closing and merging the off-site credit card sub-centers has been followed by MINSHENG BANK after Bank Of Communications.

① The latest regulatory approval information shows that within less than two weeks, MINSHENG BANK closed two credit card remote sub-centers located in North China and Northeast China. ② This year, Bank Of Communications has already shut down 8 credit card remote sub-centers, and along with MINSHENG BANK's 2 latest cases, the total number of credit card remote sub-center closures in the Industry has exceeded ten.

cls.cnMar 18 04:20 ET

Anti-fraud measures from the bank are updated! MINSHENG BANK will launch a "cross-border cardless transaction security lock" for personal debit cards, with a default daily limit of 1000 yuan per transaction.

① MINSHENG BANK stated that the launch of related features is to prevent telecom network fraud; ② The limits can be adjusted later, but it's currently unclear if bank approval is required, responded customer service; ③ According to public information, MINSHENG BANK is the first bank in recent years to impose limits on personal debit card cross-border cardless transactions.

cls.cnMar 17 10:12 ET

Standard Chartered Lowers Ethereum Price Target To $4,000: Here's Why A Coinbase Blockchain Is To Blame

BenzingaMar 17 09:14 ET · Ratings

In-depth | New policies for loans to technology enterprises for mergers and acquisitions have been implemented for half a month, and national Banks are "competing" for publicly listed companies that are Specialized, Special and New, while city commercial

① Less than two weeks after the new policy implementation, some large state-owned banks and joint-stock banks have already responded. In most cases, the businesses receiving credit loans have both the labels of listed companies (or potential listings) and Specialized, Special and New. ② Compared to the steady advancement of large state-owned banks and joint-stock banks, the actions of city commercial banks are currently noticeably slower. ③ Technology merger and acquisition loans inherently have limitations and are suitable for regions with many technology companies and strong innovation capabilities, such as Beijing, Shanghai, and Guangzhou.

cls.cnMar 17 01:31 ET

UK Watch: Greggs Is Tipped by HSBC for a Turnaround

Seeking AlphaMar 12 11:32 ET