Liu Yonghao has taken action! Minsheng Bank disclosed that the former largest shareholder plans to increase their shareholding to a total of over 5%, having previously reduced their shareholding multiple times.

① Currently, Southern Hope Industrial Co., Ltd. and New Hope Liuhe Investment Co., Ltd. together hold 4.96% of the total shares of the bank. ② As of the end of the third quarter, the core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio of Minsheng Bank increased by 0.02, decreased by 0.19, and decreased by 0.48 percentage points respectively compared to the end of last year.

cls.cnNov 18 08:28 ET

Interbank current deposit rates are significantly higher than policy rates. Some large banks face high liability pressures. The market expects pricing levels to be regulated.

1. Some banks' interbank current deposit rates are significantly higher than the current policy rates, significantly impacting short-term interest rates and increasing banks' liability costs. 2. The market anticipates that in the future, the level of interbank current deposit rates will be reasonably determined, effectively reducing banks' liability costs.

cls.cnNov 14 08:03 ET

National banks are also under pressure, Minsheng Bank has suspended "quick redemptions" for another product, and similar business adjustments have been made recently by Ping An and China Merchants Bank.

①On the morning of November 14th, minsheng bank announced on its official website that it will suspend the "real-time withdrawal" service of the Yiyi Bao business on December 19th; ②Recently, other large commercial banks have also made adjustments to the quick redemption services of small-change financial management products. However, some actions are temporary.

cls.cnNov 13 22:50 ET

HSBC has issued a new 4.5 billion Panda bond. In the first ten months of this year, the total issuance of Panda bonds has reached 178 billion yuan, with pricing entering the "20s."

① According to HSBC's calculations, from January to October 2024, there have already been 100 Panda bonds issued, with a total issuance amount reaching 178 billion yuan. ② Panda bonds issued by overseas financial institutions show a trend of decreasing interest rates and increasing issuance scale. ③ The average coupon interest rate of newly issued Panda bonds in 2024 is 2.326%. Among the outstanding bonds from overseas institutions, over 70% have coupon rates lower than 3%.

cls.cnNov 13 18:32 ET

Deposit interest rates have generally declined, low volatility wealth management and large-denomination certificates of deposit have been promoted. Some small and medium-sized banks still maintain a relative advantage in large-denomination certificate of

①Although the interest rate level of large-denomination certificates of deposit has decreased somewhat, compared with ordinary time deposits, large-denomination certificates of deposit have a relatively high level of return. In addition, relatively speaking, the interest rates of some small and medium-sized banks are relatively high. ②For residents, it is recommended to diversify asset allocation based on their own risk tolerance and investment and financial management needs.

cls.cnNov 12 22:31 ET

China Citic Bank Corporation's retail transformation "A Decade Long Journey"

How can we further improve?

wallstreetcnNov 12 20:31 ET