The wave of adjustments in existing home loan interest rates has expanded to rural banks and private banks, and the downward trend of LPR will further drive down mortgage rates.

On October 14th, hundreds of rural banks across the country issued announcements on the adjustment of existing individual housing loan interest rates, with some private banks and foreign banks following suit in the past two days. As a result, the participation in the adjustment of existing mortgage rates has basically expanded to all domestic commercial banks; Different banks have different requirements for overdue loans and non-performing loans; Several experts believe that there is still room for reduction in the LPR, which will further drive down future mortgage rates.

cls.cnOct 14 07:29 ET

332 units were sold out in 3 and a half hours. After optimizing the real estate policies, Shenzhen has seen a "sunlight disk".

According to the information disclosed by the Shenzhen Real Estate Association on the evening of October 13, this year there are only 7 projects in Shenzhen with a registration-to-closing ratio exceeding 1:1, but on the opening day, there was only the Hyde Park project which was a 'sunshine home' previously; Longhua Shenye Shangcheng Xuefu is the second 'sunshine plate' in Shenzhen this year. Not only in new homes, but also in the Shenzhen second-hand housing market, there are also relatively obvious signs of warming up.

cls.cnOct 14 00:54 ET

Dongfeng Honda has fallen by more than 50% for three consecutive months. Japanese brands hope to leverage the recovery of rbob gasoline vehicles to counter the rebound in the fourth quarter.

1. china Association of Automobile Manufacturers released data showing that in September, the domestic sales volume of passenger vehicles was 2.068 million units, an increase of 18.6% month-on-month, a decrease of 1.8% year-on-year; 2. In September, Honda's cumulative sales of terminal automobiles in China were 62,586 units, up 9.88% month-on-month, and down 42.93% year-on-year.

cls.cnOct 12 05:23 ET

Ministry of Finance releases major measures to stabilize the real estate market: Special bonds can be used to purchase existing properties, optimizing related tax policies.

1. Following the People's Bank of China and other three financial ministries, the Ministry of Finance has also released a major policy favorable to the stability of the real estate market; 2. Specifically, the Ministry of Finance has outlined the future direction of real estate financial policies from three aspects, namely allowing special bonds to be used for land reserves, allowing special bonds to purchase existing houses, and optimizing and improving relevant tax policies.

cls.cnOct 12 03:41 ET

Up to 1 million yuan! Qingdao and Quanzhou have increased the housing provident fund loan amount today. In October, six cities have implemented preferential housing loan policies.

①Today, Qingdao and Quanzhou have announced further optimization measures for real estate, including unifying the minimum down payment ratio for housing loans and increasing the maximum amount of housing provident fund loans. Since October, many places have also optimized housing provident fund crediting policies. ②Industry insiders believe that the current financial policies are relatively loose, playing an important role in boosting real estate trade.

cls.cnOct 11 09:33 ET

How is the participation rate of 500 billion yuan convenience tool insurance in the exchange? Leading insurance companies speak out, strengthen policy detail research and make full use of tools.

①China Life Insurance stated that it is necessary to strengthen the detailed research on policies, fully utilize the swap convenience tools; ②It is important to combine the actual situation in terms of asset-liability structure, solvency constraints, medium and long-term allocation strategies, stability requirements of returns, equity allocation ratio, etc., to formulate investment and financing strategies that meet its own characteristics and requirements, and flexibly use swap convenience tools.

cls.cnOct 11 07:19 ET