The CSI Consumer 360 index is rebounding after hitting the bottom, banks stocks are performing strongly against the trend, and under the continuous shrinking environment, defense may become the main melody for short-term trading.
Track the entire lifecycle of the main Sector.
Several listed Banks responded to the impact of the tariff war: it may affect loan demand and interest margins, and risk control thresholds will shift forward.
① Fully recognize the pressure that USA tariff policies may bring on loan demand and net interest margins. ② If the tariff disputes escalate further, it is believed that corresponding industrial or financial policies will be implemented to provide support.
How significant is the foreign trade related Business of major national Banks? The annual report of China Construction Bank mentions this, and the industry says the impact still needs to be observed.
① After the "reciprocal tariff" turmoil, do major Banks have any new countermeasures? Will it affect the Crediting volume in the second quarter? The interviewed Banks all stated that "it is inconvenient to respond". ② Cross-border trade Business and international settlement should be one of the focus areas for medium and large Banks, especially listed Banks, in recent years. The impact of this tariff turmoil still needs to be observed, making it difficult to reach a conclusion.
Since April, nearly 30 Banks have intensively lowered their fixed deposit interest rates, mainly for medium to long-term periods, with the end of the "New Year good start" being the main reason.
① Statistics by the financial media found that since April, 30 Banks in the country have lowered the interest rates on fixed deposit products, mostly for medium to long-term durations; ② The reasoning for raising interest rates around New Year's Day and lowering them in April is basically the same, "both are to serve the needs of 'good start'"; ③ After the 'good start' ends, the continued reduction of interest rates by Banks throughout the year is a major trend.
Bank Of Communications' Tu Hong: Three major aspects to help foreign trade enterprises cope with the impact of the tariff war.
The seventh session of the "Shanghai Lujiazui Finance & Trade Zone Development Financial Salon" successfully concluded in Shanghai Pudong, and the General Business Director of Bank Of Communications and the President of the Shanghai branch, Tu Hong, delivered a speech.
Analysis of the reasons behind the "double-digit" growth of Bank of Qingdao's profits.
The four major sectors are making simultaneous efforts.