US Stock MarketDetailed Quotes

MCBS MetroCity Bankshares

Watchlist

33.840
-0.220-0.65%

Trading Nov 15 12:01 ET

857.23MMarket Cap14.52P/E (TTM)

MetroCity Bankshares Key Stats

Earnings

Revenue Breakdown

Financial Indicators

Income Statement

Balance Sheet

Cash Flow

Quarterly+Annual

YOY

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(Q3)Sep 30, 2024

(Q2)Jun 30, 2024

(Q1)Mar 31, 2024

(FY)Dec 31, 2023

(Q4)Dec 31, 2023

(Q3)Sep 30, 2023

(Q2)Jun 30, 2023

(Q1)Mar 31, 2023

(FY)Dec 31, 2022

(Q4)Dec 31, 2022

Assets

Cash cash equivalents and federal funds sold

3.25%291.21M

24.79%327.86M

15.52%258.84M

-19.32%144.81M

56.94%282.06M

17.76%262.73M

-47.25%224.06M

-59.33%179.49M

-Cash and cash equivalents

-0.13%278.75M

29.75%325.03M

17.65%254.33M

-5.84%142.15M

70.13%279.11M

13.85%250.5M

-48.41%216.17M

-65.10%150.96M

-Money market investments

322.30%12.46M

-76.82%2.83M

-42.95%4.51M

-90.70%2.65M

-81.17%2.95M

298.31%12.22M

37.51%7.9M

223.44%28.52M

Receivables

7.22%15.67M

10.15%15.29M

14.98%15.69M

14.84%15.13M

24.55%14.61M

26.27%13.88M

28.17%13.64M

19.17%13.17M

-Accounts receivable

7.22%15.67M

10.15%15.29M

14.98%15.69M

14.84%15.13M

24.55%14.61M

26.27%13.88M

28.17%13.64M

19.17%13.17M

Net loan

2.04%3.07B

2.33%3.07B

5.93%3.17B

3.43%3.15B

1.65%3.01B

9.05%3B

18.14%2.99B

22.25%3.04B

-Gross loan

2.03%3.1B

2.28%3.1B

5.81%3.2B

3.52%3.17B

1.70%3.04B

9.08%3.03B

18.19%3.02B

22.05%3.07B

-Allowance for loans and lease losses

5.26%18.59M

-0.72%17.96M

-5.09%17.98M

30.41%18.11M

17.87%17.66M

8.47%18.09M

13.63%18.95M

-18.07%13.89M

-Unearned income

9.85%-7.67M

8.39%-8.07M

10.10%-8.36M

8.13%-8.86M

8.01%-8.51M

-22.09%-8.81M

-53.69%-9.3M

-49.74%-9.64M

Securities and investments

3.59%28.77M

-3.28%28.1M

-4.25%28.35M

-2.43%28.83M

-8.72%27.78M

-9.69%29.05M

-15.20%29.6M

-20.40%29.55M

-Available for sale securities

4.50%10.57M

-0.79%10.28M

-1.34%10.29M

0.34%10.34M

-3.24%10.11M

-3.90%10.36M

-5.41%10.43M

-9.54%10.3M

-Short term investments

3.07%18.21M

-4.66%17.83M

-5.83%18.06M

-3.91%18.49M

-11.58%17.66M

-12.61%18.7M

-19.73%19.17M

-25.21%19.25M

Federal home loan bank stock

13.48%20.25M

30.37%20.25M

7.95%19.06M

2.02%17.85M

14.26%17.85M

-0.54%15.53M

11.72%17.66M

-11.21%17.49M

Derivative assets

-59.37%18.9M

-7.86%36.2M

61.12%38.68M

10.42%31.78M

--46.5M

--39.28M

--24.01M

7,742.23%28.78M

Bank owned life insurance

3.13%72.67M

2.93%72.06M

2.77%71.49M

2.64%70.96M

2.57%70.46M

2.55%70.01M

2.54%69.57M

16.31%69.13M

Net PPE

2.14%25.33M

6.73%25.76M

12.57%26.11M

17.10%26.6M

10.22%24.8M

12.97%24.14M

6.70%23.2M

1.40%22.72M

-Gross PPE

2.14%25.33M

6.73%25.76M

12.57%26.11M

15.37%36.59M

10.22%24.8M

12.97%24.14M

6.70%23.2M

4.82%31.71M

-Accumulated depreciation

----

-11.01%-9.98M

----

-14.56%-8.99M

Foreclosed assets

99.08%1.52M

45.05%1.45M

89.56%1.45M

-66.13%1.47M

-82.42%761K

-71.90%1M

-78.50%766K

19.62%4.33M

Goodwill and other intangible assets

-28.91%1.3M

-42.16%1.45M

-70.76%937K

-67.96%1.27M

-63.36%1.82M

-58.72%2.51M

-53.72%3.21M

-48.72%3.97M

-Other intangible assets

-28.91%1.3M

-42.16%1.45M

-70.76%937K

-67.96%1.27M

-63.36%1.82M

-58.72%2.51M

-53.72%3.21M

-48.72%3.97M

Other assets

63.29%19.76M

0.59%14.41M

-20.35%16.12M

6.34%17.88M

-74.31%12.1M

-57.03%14.33M

-10.49%20.23M

10.23%16.81M

Total assets

1.66%3.57B

4.04%3.62B

6.67%3.65B

2.21%3.5B

4.86%3.51B

9.70%3.48B

8.81%3.42B

10.34%3.43B

Liabilities

Total deposits

0.17%2.72B

1.76%2.75B

6.42%2.81B

2.40%2.73B

5.75%2.72B

12.58%2.7B

11.00%2.64B

17.84%2.67B

Payables

-8.22%3.59M

-9.77%3.48M

-16.90%3.06M

50.89%4.13M

162.93%3.92M

448.93%3.86M

1,678.26%3.68M

1,242.65%2.74M

-Accounts payable

-8.22%3.59M

-9.77%3.48M

-16.90%3.06M

50.89%4.13M

162.93%3.92M

448.93%3.86M

1,678.26%3.68M

1,242.65%2.74M

Current debt and capital lease obligation

----

--1.81M

----

-Current capital lease obligation

----

--1.81M

----

Long term debt and capital lease obligation

14.96%382.3M

14.81%382.74M

-6.68%358.19M

-13.65%331.84M

-13.56%332.54M

-13.28%333.37M

-1.55%383.83M

-24.70%384.28M

-Long term debt

15.38%375M

15.25%375M

-6.76%350M

-13.42%325M

-13.32%325.39M

-1.32%375.39M

-24.99%375.39M

-Long term capital lease obligation

-3.21%7.3M

-3.03%7.74M

-2.95%8.19M

-23.01%6.84M

-18.98%7.54M

-11.58%7.99M

-10.66%8.44M

-9.90%8.89M

Other liabilities

-25.63%53.01M

14.87%76.06M

119.17%75.51M

119.44%52.59M

68.24%71.28M

5.70%66.21M

-42.30%34.45M

-43.47%23.96M

Total liabilities

1.14%3.16B

3.42%3.21B

6.02%3.25B

1.41%3.12B

4.23%3.13B

9.04%3.1B

8.27%3.07B

9.30%3.08B

Shareholders'equity

Share capital

0.40%253K

0.00%253K

0.40%252K

0.00%252K

-0.79%252K

-0.78%253K

-1.57%251K

-1.18%252K

-common stock

0.40%253K

0.00%253K

0.40%252K

0.00%252K

-0.79%252K

-0.78%253K

-1.57%251K

-1.18%252K

-Preferred stock

--0

Paid-in capital

4.17%47.48M

2.48%46.64M

2.36%46.11M

0.89%45.7M

-6.82%45.58M

-8.66%45.52M

-12.96%45.04M

-12.14%45.3M

Retained earnings

12.88%348.34M

11.60%336.75M

10.83%324.9M

10.33%315.36M

10.42%308.59M

13.26%301.75M

15.33%293.14M

19.81%285.83M

Gains losses not affecting retained earnings

-63.32%11.11M

-8.03%23.58M

74.48%25.35M

12.04%20.21M

48.55%30.28M

291.06%25.64M

242.86%14.53M

10,837.50%18.04M

Total stockholders'equity

5.84%407.19M

9.13%407.23M

12.36%396.6M

9.19%381.52M

10.22%384.7M

15.51%373.16M

13.71%352.96M

20.40%349.42M

Total equity

5.84%407.19M

9.13%407.23M

12.36%396.6M

9.19%381.52M

10.22%384.7M

15.51%373.16M

13.71%352.96M

20.40%349.42M

Currency Unit

USD

Accounting Standards

US-GAAP

Audit Opinions

Unqualified Opinion with Explanatory Notes

Unqualified Opinion

	(Q3)Sep 30, 2024	(Q2)Jun 30, 2024	(Q1)Mar 31, 2024	(FY)Dec 31, 2023	(Q4)Dec 31, 2023	(Q3)Sep 30, 2023	(Q2)Jun 30, 2023	(Q1)Mar 31, 2023	(FY)Dec 31, 2022	(Q4)Dec 31, 2022
Assets
Cash cash equivalents and federal funds sold	3.25%291.21M	24.79%327.86M	15.52%258.84M	-19.32%144.81M	-19.32%144.81M	56.94%282.06M	17.76%262.73M	-47.25%224.06M	-59.33%179.49M	-59.33%179.49M
-Cash and cash equivalents	-0.13%278.75M	29.75%325.03M	17.65%254.33M	-5.84%142.15M	-5.84%142.15M	70.13%279.11M	13.85%250.5M	-48.41%216.17M	-65.10%150.96M	-65.10%150.96M
-Money market investments	322.30%12.46M	-76.82%2.83M	-42.95%4.51M	-90.70%2.65M	-90.70%2.65M	-81.17%2.95M	298.31%12.22M	37.51%7.9M	223.44%28.52M	223.44%28.52M
Receivables	7.22%15.67M	10.15%15.29M	14.98%15.69M	14.84%15.13M	14.84%15.13M	24.55%14.61M	26.27%13.88M	28.17%13.64M	19.17%13.17M	19.17%13.17M
-Accounts receivable	7.22%15.67M	10.15%15.29M	14.98%15.69M	14.84%15.13M	14.84%15.13M	24.55%14.61M	26.27%13.88M	28.17%13.64M	19.17%13.17M	19.17%13.17M
Net loan	2.04%3.07B	2.33%3.07B	5.93%3.17B	3.43%3.15B	3.43%3.15B	1.65%3.01B	9.05%3B	18.14%2.99B	22.25%3.04B	22.25%3.04B
-Gross loan	2.03%3.1B	2.28%3.1B	5.81%3.2B	3.52%3.17B	3.52%3.17B	1.70%3.04B	9.08%3.03B	18.19%3.02B	22.05%3.07B	22.05%3.07B
-Allowance for loans and lease losses	5.26%18.59M	-0.72%17.96M	-5.09%17.98M	30.41%18.11M	30.41%18.11M	17.87%17.66M	8.47%18.09M	13.63%18.95M	-18.07%13.89M	-18.07%13.89M
-Unearned income	9.85%-7.67M	8.39%-8.07M	10.10%-8.36M	8.13%-8.86M	8.13%-8.86M	8.01%-8.51M	-22.09%-8.81M	-53.69%-9.3M	-49.74%-9.64M	-49.74%-9.64M
Securities and investments	3.59%28.77M	-3.28%28.1M	-4.25%28.35M	-2.43%28.83M	-2.43%28.83M	-8.72%27.78M	-9.69%29.05M	-15.20%29.6M	-20.40%29.55M	-20.40%29.55M
-Available for sale securities	4.50%10.57M	-0.79%10.28M	-1.34%10.29M	0.34%10.34M	0.34%10.34M	-3.24%10.11M	-3.90%10.36M	-5.41%10.43M	-9.54%10.3M	-9.54%10.3M
-Short term investments	3.07%18.21M	-4.66%17.83M	-5.83%18.06M	-3.91%18.49M	-3.91%18.49M	-11.58%17.66M	-12.61%18.7M	-19.73%19.17M	-25.21%19.25M	-25.21%19.25M
Federal home loan bank stock	13.48%20.25M	30.37%20.25M	7.95%19.06M	2.02%17.85M	2.02%17.85M	14.26%17.85M	-0.54%15.53M	11.72%17.66M	-11.21%17.49M	-11.21%17.49M
Derivative assets	-59.37%18.9M	-7.86%36.2M	61.12%38.68M	10.42%31.78M	10.42%31.78M	--46.5M	--39.28M	--24.01M	7,742.23%28.78M	7,742.23%28.78M
Bank owned life insurance	3.13%72.67M	2.93%72.06M	2.77%71.49M	2.64%70.96M	2.64%70.96M	2.57%70.46M	2.55%70.01M	2.54%69.57M	16.31%69.13M	16.31%69.13M
Net PPE	2.14%25.33M	6.73%25.76M	12.57%26.11M	17.10%26.6M	17.10%26.6M	10.22%24.8M	12.97%24.14M	6.70%23.2M	1.40%22.72M	1.40%22.72M
-Gross PPE	2.14%25.33M	6.73%25.76M	12.57%26.11M	15.37%36.59M	15.37%36.59M	10.22%24.8M	12.97%24.14M	6.70%23.2M	4.82%31.71M	4.82%31.71M
-Accumulated depreciation	----	----	----	-11.01%-9.98M	-11.01%-9.98M	----	----	----	-14.56%-8.99M	-14.56%-8.99M
Foreclosed assets	99.08%1.52M	45.05%1.45M	89.56%1.45M	-66.13%1.47M	-66.13%1.47M	-82.42%761K	-71.90%1M	-78.50%766K	19.62%4.33M	19.62%4.33M
Goodwill and other intangible assets	-28.91%1.3M	-42.16%1.45M	-70.76%937K	-67.96%1.27M	-67.96%1.27M	-63.36%1.82M	-58.72%2.51M	-53.72%3.21M	-48.72%3.97M	-48.72%3.97M
-Other intangible assets	-28.91%1.3M	-42.16%1.45M	-70.76%937K	-67.96%1.27M	-67.96%1.27M	-63.36%1.82M	-58.72%2.51M	-53.72%3.21M	-48.72%3.97M	-48.72%3.97M
Other assets	63.29%19.76M	0.59%14.41M	-20.35%16.12M	6.34%17.88M	6.34%17.88M	-74.31%12.1M	-57.03%14.33M	-10.49%20.23M	10.23%16.81M	10.23%16.81M
Total assets	1.66%3.57B	4.04%3.62B	6.67%3.65B	2.21%3.5B	2.21%3.5B	4.86%3.51B	9.70%3.48B	8.81%3.42B	10.34%3.43B	10.34%3.43B
Liabilities
Total deposits	0.17%2.72B	1.76%2.75B	6.42%2.81B	2.40%2.73B	2.40%2.73B	5.75%2.72B	12.58%2.7B	11.00%2.64B	17.84%2.67B	17.84%2.67B
Payables	-8.22%3.59M	-9.77%3.48M	-16.90%3.06M	50.89%4.13M	50.89%4.13M	162.93%3.92M	448.93%3.86M	1,678.26%3.68M	1,242.65%2.74M	1,242.65%2.74M
-Accounts payable	-8.22%3.59M	-9.77%3.48M	-16.90%3.06M	50.89%4.13M	50.89%4.13M	162.93%3.92M	448.93%3.86M	1,678.26%3.68M	1,242.65%2.74M	1,242.65%2.74M
Current debt and capital lease obligation	----	----	----	--1.81M	--1.81M	----	----	----	----	----
-Current capital lease obligation	----	----	----	--1.81M	--1.81M	----	----	----	----	----
Long term debt and capital lease obligation	14.96%382.3M	14.81%382.74M	-6.68%358.19M	-13.65%331.84M	-13.65%331.84M	-13.56%332.54M	-13.28%333.37M	-1.55%383.83M	-24.70%384.28M	-24.70%384.28M
-Long term debt	15.38%375M	15.25%375M	-6.76%350M	-13.42%325M	-13.42%325M	-13.42%325M	-13.32%325.39M	-1.32%375.39M	-24.99%375.39M	-24.99%375.39M
-Long term capital lease obligation	-3.21%7.3M	-3.03%7.74M	-2.95%8.19M	-23.01%6.84M	-23.01%6.84M	-18.98%7.54M	-11.58%7.99M	-10.66%8.44M	-9.90%8.89M	-9.90%8.89M
Other liabilities	-25.63%53.01M	14.87%76.06M	119.17%75.51M	119.44%52.59M	119.44%52.59M	68.24%71.28M	5.70%66.21M	-42.30%34.45M	-43.47%23.96M	-43.47%23.96M
Total liabilities	1.14%3.16B	3.42%3.21B	6.02%3.25B	1.41%3.12B	1.41%3.12B	4.23%3.13B	9.04%3.1B	8.27%3.07B	9.30%3.08B	9.30%3.08B
Shareholders'equity
Share capital	0.40%253K	0.00%253K	0.40%252K	0.00%252K	0.00%252K	-0.79%252K	-0.78%253K	-1.57%251K	-1.18%252K	-1.18%252K
-common stock	0.40%253K	0.00%253K	0.40%252K	0.00%252K	0.00%252K	-0.79%252K	-0.78%253K	-1.57%251K	-1.18%252K	-1.18%252K
-Preferred stock	--0	--0	--0	--0	--0	--0	--0	--0	--0	--0
Paid-in capital	4.17%47.48M	2.48%46.64M	2.36%46.11M	0.89%45.7M	0.89%45.7M	-6.82%45.58M	-8.66%45.52M	-12.96%45.04M	-12.14%45.3M	-12.14%45.3M
Retained earnings	12.88%348.34M	11.60%336.75M	10.83%324.9M	10.33%315.36M	10.33%315.36M	10.42%308.59M	13.26%301.75M	15.33%293.14M	19.81%285.83M	19.81%285.83M
Gains losses not affecting retained earnings	-63.32%11.11M	-8.03%23.58M	74.48%25.35M	12.04%20.21M	12.04%20.21M	48.55%30.28M	291.06%25.64M	242.86%14.53M	10,837.50%18.04M	10,837.50%18.04M
Total stockholders'equity	5.84%407.19M	9.13%407.23M	12.36%396.6M	9.19%381.52M	9.19%381.52M	10.22%384.7M	15.51%373.16M	13.71%352.96M	20.40%349.42M	20.40%349.42M
Total equity	5.84%407.19M	9.13%407.23M	12.36%396.6M	9.19%381.52M	9.19%381.52M	10.22%384.7M	15.51%373.16M	13.71%352.96M	20.40%349.42M	20.40%349.42M
Currency Unit	USD	USD	USD	USD	USD	USD	USD	USD	USD	USD
Accounting Standards	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP	US-GAAP
Audit Opinions	--	--	--	Unqualified Opinion with Explanatory Notes	--	--	--	--	Unqualified Opinion	--

Analysis

Analyst Rating

No Data

Price Target

No Data

Heat List

Overall

No Data