Deposit Bank List and Rates

Last Updated: September 19, 2024

1. Participating Program Banks：

Bank United

Cadence Bank

East West Bank

Preferred Bank

Webster Bank

2. Interest Rate:

Eligibility Only valid for US residents with a valid SSN who are at least 18 years old. Must also be enrolled in the cash sweep program and have a cash balance available to earn interest.	Interest Rate*
Current customers of Moomoo Financial Inc. ("MFI") who HAVE made a deposit before November 3, 2023, 00:00 AM ET but have not met certain conditions to access the higher rate**.	0.03%
New customers of MFI who have not made a deposit before November 3, 2023, 00:00 AM ET.	4.6%
Other qualified existing customers of MFI that met certain conditions**	4.6%

*The APY might change at any time at the partner banks' or moomoo Financial Inc.’s discretion.

**Existing user brokerage accounts must refer a friend to deposit $100+ OR deposit $500 themselves to access the higher rate (If conditions are not met, rate is 0.03%).

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