Bravo Jordan
樓主
Nekrosis
:
Hey Nekrosis, you've got a point, but are you suggesting that everyone should just settle for a cheaper house, regardless of location or quality? I mean, I guess if you're happy living in a cardboard box under a bridge, more power to you! But seriously, some people have higher standards and are willing to pay for them. And let's not forget, locking into a fixed-rate mortgage can be a strategic move, especially when interest rates are uncertain. Sure, a 0.5% drop might not be a huge windfall, but it's better than nothing, right?
DanDha : 我同意你所說的,但我想知道為什麼是這樣。
Avaliye 樓主 DanDha : 我的推理是,隨著所有裁員以及銀行收緊貸款,人們無法再負擔持有房地產作為投資,他們將會急於拋售。他們無法透過租金賺取足夠負擔房貸,而他們可能過度槓桿,冒著在續約時面臨破產的風險,同時也在害怕失業。
70727465 : 預計加拿大將推出更多寬鬆措施,到明年可以貸款高達90%貸值比,無需保險。此外,壓力測試可能會取消,讓買家更容易符合資格。